internet users, you know that internet advertisers -- that would be all of you -- you know about the google and the system of tubes, i know. internet advertisers are mainly right. they know how to find your special niche, your special opportunities. for example, you order a couple bus size jackets and did the banner ad that says, lose 20 pounds in two days. i thought, if it works or that it has got to work if you order up a joke books. i will get an instant banner ad telling me how to be an instant stand up comedian in an hour or less. as of speech time, i checked the phone -- no banner ads. planned the has failed me. so i thought, i will talk until -- and tell you all that i used to be the north dakota state tax commissioner. [laughter] those of you who are familiar with north dakota state tax commissioner's -- kent conrad was a tax commissioner. i thought, i will just tell you stories about being the north dakota state tax commissioner. you all look panicked because you think this will be a discussion about the difference between earned and unearned income, which honestly you should write